Why we build it

Buyers deserve to know what they owe. Shops deserve a record that does not get lost.

Installment selling in Lebanon runs on trust and notebooks. The shop owner knows the customers, writes payments down by hand, and remembers who promised to pay at the end of the month.

That works until the shop grows, a customer comes in that nobody knows, or the two sides disagree about a payment. Then the notebook alone is not enough, and selling to a new customer becomes a risk.

We want installment buying to stay possible for the people who need it: the shop keeps a clear record of every contract and payment, and the buyer knows clearly what they have paid and what is left.

What we do and what we do not do

What we do

  • We run the platform

    Shops and staff, customers, contracts and payment schedules, payments and receipts, reminders, the buyer link and reports.

  • We handle device protection

    We contract and pay certified device-management providers, so the shop never has to deal with them.

  • We set up the shop and train its team

    Branches and staff roles, and training on the dashboard and mobile app.

What we do not do

  • We do not lend money

    The shop sells on installment and owns the sale, the debt and the collection.

  • We do not hold buyer money

    The buyer pays the shop directly, and the shop records the payment in Nteqo.

  • We do not sell phones

    The shop sells; we provide the technology and the service.

How we work with device-management providers

Phone protection comes from certified device-management providers. We contract and pay them, and your shop deals only with us. Shops and buyers never see which provider manages a phone.

What the provider supplies

  • Lock
  • Unlock
  • The lock-screen message

What Nteqo runs

  • Shops, branches and staff
  • Customers and contracts
  • Payment schedules
  • Payment recording and receipts
  • Reminders by SMS and WhatsApp
  • The buyer’s read-only link
  • Reports
  • The database of shops and customers

Principles we hold to

  1. Unlock is never blocked by a bill or a problem with the shop’s account.

  2. No wiping, no reading content, no collecting location.

  3. Each shop sees only its own data, never another shop’s.

  4. Every sensitive action is recorded with who did it and when.

Read all the security and trust principles

Get in touch

For a question about the platform, a demo for your shop, or anything else.

City
Beirut, Lebanon
Contact page
Contact page

See the platform on your own shop sales

Book a short call. We show you how installment contracts, payments and reminders are recorded, and answer your questions.